If you’ve been looking for a platform that offers the opportunity to apply for a loan with top lenders with just one application, now you’ve found it – you’ve arrived! We’re in the business of making financial dreams come true at Viva Payday Loans, and you’re about to find out just how we do that when you apply for a loan using our quick and easy online application process.
- Between $100 and $5,000
- Paid back over 2 to 24 months
- Come with interest rates of 5.99% to %
At Viva Payday Loans, the lenders we work with provide loan deals designed for everyday Americans. So whether you’re in search of a few hundred bucks to get you to your next paycheck or something more substantial so you can buy your darling an engagement ring that urges a resounding “yes!” you can get the funding you need right here at Viva Payday Loans. We’ve got payday loans online for all needs, occasions, and budgets, and what’s more, is that they’re available with a few simple clicks!
What Are Payday Loans USA & How Do They Work?
Payday loans are true to their name; they’re small loans meant to carry you to your next payday. They’re breather instant payday loans that let you catch your breath again just for a bit. They’re designed to be quick and easy to pay back so that you’re not indebted for long. And because the lender typically sets up an automatic debit, you don’t have to worry about missing a payment or budgeting for it – your salary or income will take care of it as it comes into your bank account. Convenient, right? We think so too!
Payday loans come in various shapes and forms, which you’ll explore in the next section. For now, you need to know that most of our loans follow a similar format. Simply fill out the online application form with your requested loan amount and term, wait for the lenders on our panel to decide if they can assist, sign the loan and get the money in the bank! It sounds super simple because it is.
Types of Payday Loans Online
Remember we mentioned that payday loans online come in many shapes and forms and that we offer them all? Here’s what you need to know about each type.
Instant Payday Loans Bad Credit
Back in the day, bad credit was a financial death sentence to borrowers – it meant no loan for you, no matter what you said to state your case. Nowadays, bad credit is a hiccup along the way, but it doesn’t mean you can’t get the loan you want and need.
In fact, many lenders readily help borrowers with a less than ideal credit score and assist those who have no credit history to speak of. If a traditional bank has denied your application or you have received a rejection from another online platform, you may very well have better luck with us. Of course, it doesn’t really come down to luck, just like it doesn’t come down to your credit score. What it really comes down to is whether or not you can afford to pay the requested instant loan and if you’re able to meet the other requirements.
The reason lenders https://paydayloansohio.net/cities/medina/ have become less fixated on the “bad credit” term is that it’s a term that can be quite broad. For instance, if you were bankrupt or defaulted on account payments several years ago, you may still be considered to have “bad credit.” That’s in the past and shouldn’t affect your access to financial aid right now. Nowadays, lenders treat borrowers like the individuals they are and assess the application based on the facts. One of the perks of bad credit loans is that they’re small and easy to repay, which can help you rebuild a better credit score – that’s a neat side effect of taking out a loan!