Vehicles eligible for older model used auto loan or refinance rates are between 10 and 15 years old
Rates as displayed will vary with the market based on the Prime Rate. Premium Visa, Pure Rewards Visa and Cash Rewards Visa Signature rates as displayed are effective when you open your account, based on creditworthiness.
For cash advances an ount of each cash advance of $ read this article, whichever is greater. For balance transfers a fee of $ or 5% of the amount of each transfer will apply, whichever is greater (maximum: $).
APR= Annual Percentage Rate. New and used auto loan rates in effect for loans applied for. Rates effective as of 8/. Rates include 0.25% reduction off the standard auto loan interest rate with automatic payments made from your Affinity account. The rate without automatic payments will be higher. Monthly payment amounts vary be term and rate. For example, the minimum payment for a $20,000 loan with a term of 60 months and 1.76% APR has an estimated monthly payment of $. Loan decision, APR, terms of loan, year, make, model and loan to value of vehicle and/or amount borrowed are all subject to applicant credit worthiness. Rates and terms are subject to change without notice. Vehicles eligible for new auto loan rates are current or previous model year or newer, with fewer than 5,000 miles. Vehicles eligible for used auto loan or refinance rates are 9 years old or newer. Interest accrues from the date the loan is funded. All loans are subject to credit review and approval. Must be a member in good standing and meet all lending requirements.
APR = Annual Percentage Rate. New and used auto loan rates in effect for loans applied for. Rate effective as of 8/. Monthly payment amounts vary by loan term and rate. For example, the minimum payment for a $20,000 loan with a term of 60 months and 2.01% APR has an estimated monthly payment of $. Used auto rate cannot be lower than 2.01% APR for Up to 60 months. Loan decision, APR, terms of loan, year, make, model and loan to value of vehicle and/or amount borrowed are all subject to applicant credit worthiness. Term restrictions may apply for pre-owned vehicles based on underwriting criteria. No additional discounts apply. Rates and terms subject to change without notice. Vehicles eligible for used auto loan rate are 9 years old or newer. Enterprise Car Sales is an independent NY and NJ State licensed dealer and is not an affiliate or subsidiary of Affinity Federal Credit Union. All loans are subject to credit review and approval. Must be a member in good standing and meet all lending requirements.
Maximum loan term restrictions may apply
APR = Annual Percentage Rate. Rates as shown are for 0 discount points, for a single-family, owner-occupied property. Rates, APRs and fees can vary depending on the size of the loan and the personal qualifications of individual members. Down-payment of less than 20% requires mortgage insurance. Property and flood insurance where required. Escrow account for the payment of taxes and insurance will be established. Rates may increase after consummation. Payments to not include insurance or taxes, which could result in higher payment amount. To obtain a custom rate quote, cost and payment information, click here for more information.
All loans are subject to credit review and approval. The advertised APR is variable and subject to change without notice. 2.99% APR is an introductory fixed rate for the first 12 months, for qualified Home Equity Line of Credit (“HELOC”) borrowers. After the introductory period, the fully indexed rate may be a variable APR of 3.25% plus a margin that ranges from 0% to 4.5% which varies depending on individual credit qualifications, credit limit amount, loan to value ratio and other criteria that may apply. The variable APR is based on the Prime Rate (as published in the Wall Street Journal), which as of , is at 3.25%. Therefore, depending on the date you apply, the advertised rate(s) may not be available. If the Prime Rate increases or decreases after the Introductory Period, the variable APR and minimum required payment will change accordingly. The maximum term of a HELOC is 30 years which consists of a 10-year draw period followed by a 20-year repayment period.